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Debt management from effective debt solutions

Debt management plan

A debt management plan is an  agreement between you and the people that you owe money to (your creditors) that allows you to repay your debts with one affordable monthly payment.  We may be able to get much of the debt written off - as much as 75% in many cases. Effective debt solutions will put you in touch with a fully trained expert debt advisor that will put together a debt management plan and get in touch with all of your creditors.  What that means for you is no more threatening letters and phone calls, and release from the stress and worry that large levels of debt can bring.

A debt management plan from effective debt solutions can help you to prevent bankruptcy, and lower your monthly debt repayment charges. Interest can often be frozen, or at least reduced, giving you the ability to get out of debt once and for all.

Your debt management plan from effective debt solutions will be individually tailored to your circumstances, and you will have one on one support from your expert debt advisor, who will deal with everything on your behalf.

Don't hesitate any further, just fill out the simple form and take control of your debts with a debt management plan from effective debt solutions now! - Apply for free and with no obligation.

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Debt management plan explained

A debt management plan from effective debt solutions is an arrangement between yourself and your creditors that relates to all unsecured debts.  These debts will include credit  debts, store card, personal loans, etc, but do not include secured debts like mortgages, HP arrangements, CSA arrears, council tax arrears and car loans where the debt is secured on the car.  When you enter into a debt management plan you will be allocated a debt expert who will assess your individual circumstances and calculate how much you can afford to pay each month.  If it is right for you, he may suggest an IVA, which is a government scheme allowing upto 75% of your unsecured debt to be written off.  Your debt advisor will contact your creditors and arrange a repayment schedule with each one.  The important thing for you is that you will be able to make a single affordable payment each month to clear your debts.  A debt management plan will typically run for between 36 and 60 months, at the end of which any outstanding debts are written off.  Effective debt solutions offer other debt solutions, such as an IVA or consolidation loan.  If these are more applicable to you than a debt management plan your debt advisor will help you to choose the right solution to your debt problems.

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