effective debt solutions header effective debt solutions about effective debt solutions consolidation loans bankruptcy iva debt management effective debt solutions
debt written off One affordable monthly payment no more charges Freeze interest and charges
government debt solution You don't have to deal with your creditors stop threatening letters from creditors STOP threatening letters and phone calls

Debt management from effective debt solutions

Debt management plan

A debt management plan is an  agreement between you and the people that you owe money to (your creditors) that allows you to repay your debts with one affordable monthly payment.  We may be able to get much of the debt written off - as much as 75% in many cases. Effective debt solutions will put you in touch with a fully trained expert debt advisor that will put together a debt management plan and get in touch with all of your creditors.  What that means for you is no more threatening letters and phone calls, and release from the stress and worry that large levels of debt can bring.

A debt management plan from effective debt solutions can help you to prevent bankruptcy, and lower your monthly debt repayment charges. Interest can often be frozen, or at least reduced, giving you the ability to get out of debt once and for all.

Your debt management plan from effective debt solutions will be individually tailored to your circumstances, and you will have one on one support from your expert debt advisor, who will deal with everything on your behalf.

Don't hesitate any further, just fill out the simple form and take control of your debts with a debt management plan from effective debt solutions now! - Apply for free and with no obligation.


debt management IVA bankruptcy consolidation loan
one monthly payment one affordable monthly payment write off debt upto 75% of your debt written off peace of mind may provide peace of mind save monthly repayments save on monthly repayments
freeze interest may freeze interest reduce payments reduce monthly payments assets sold your assets will be sold to pay creditors clear debts clear your other debts quickly
stress free stress free interest frozen interest frozen write off debts debts written off one monthly payment one monthly payment
don't deal with creditors you don't have to deal with your creditors minimum £10,000 debts debts of at least £5,000 last resort usually a last resort reduce your bills reduce your monthly bills
More about debt management More about IVA's More about bankruptcy More about consolidation loans

Debt management plan explained

A debt management plan from effective debt solutions is an arrangement between yourself and your creditors that relates to all unsecured debts.  These debts will include credit  debts, store card, personal loans, etc, but do not include secured debts like mortgages, HP arrangements, CSA arrears, council tax arrears and car loans where the debt is secured on the car.  When you enter into a debt management plan you will be allocated a debt expert who will assess your individual circumstances and calculate how much you can afford to pay each month.  If it is right for you, he may suggest an IVA, which is a government scheme allowing upto 75% of your unsecured debt to be written off.  Your debt advisor will contact your creditors and arrange a repayment schedule with each one.  The important thing for you is that you will be able to make a single affordable payment each month to clear your debts.  A debt management plan will typically run for between 36 and 60 months, at the end of which any outstanding debts are written off.  Effective debt solutions offer other debt solutions, such as an IVA or consolidation loan.  If these are more applicable to you than a debt management plan your debt advisor will help you to choose the right solution to your debt problems.

clear debt solution   debt cures   clear my debts   help with debt problem   government debt solution
debt written off   write off debt   credit card debt help   fast debt test   IVA form   get out of debt
Individual Voluntary Arrangement   clear debt online   reduce my debt   clearing debt