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Get out of debt with an effective debt solution    

Get out of debt

There are many ways to get out of debt, and at Effective Debt Solutions we can use a Government approved scheme to get a significant proportion of your debt written off, enabling you to pay back only what you can afford and get out of debt fast.

Do I have to take another loan to help me get out of debt?

No.  Once you are on the scheme your debts will reduce substantially.  We will take over all contact with your creditors and they will be legally prevented from chasing you for repayments.  You will have one affordable monthly repayment, and will be able to get out of debt in 36 - 60 months.

How do I know if this scheme can help me to get out of debt?

If you owe at least £2000 in unsecured debts (credit cards, personal loans, etc) then you should fill out the form to the right.  You are under no obligation, the advice is free, and you are guaranteed to be accepted onto the scheme and be able to get out of debt if you meet the criteria.
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Get out of debt with Effective Debt Solutions

Debt is a problem for thousands of people in the UK now, and the Government recognised that it had to help people to get out of debt and avoid bankruptcy.  As part of the Insolvency act 1986 a new scheme was introduced to achieve this, called an Individual Voluntary Arrangement. (IVA).  This scheme allows a significant amount of an individual's debts to be written off, enabling interest to be frozen, individuals to only pay back what they can realistically afford, and to get out of debt  in 3 - 5 years.

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